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General Inquiries
Where are you located and what are your branch hours?
We have three convenient locations in the Greater Toronto Area (GTA). For full contact information including hours of operation please visit our contact page.
Payday loans
What is a payday loan?
A payday loan is an unsecured short term loan for a period of 1 to 31 days. It is typically based on the amount of your paycheck. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
How much interest do you charge for a payday loan?
Our cost to borrow is $20 for every $100 advanced. That works out to $60 on a $300 advance (average Canadian advance based on a one pay period advance). For more information please see payday loans.
Do I have to visit a branch in person to get my payday loan?
Yes. Pay2day no longer offers virtual, online payday loans. You must visit one of our branches in person to apply for your loan but the application process is simple and only takes a few minutes of your time.
What do I need to bring with me to apply for a payday loan?
- Photo I.D.
- Most recent paystub / proof of income
- Valid cheque or debit form from your bank account
- Up-to-date bank statement from your account (internet bank statements for first time applicants not accepted)
For more information please see payday loans.
Cheque Cashing
What types of cheques do you cash?
We cash virtually any kind of cheque. For more information please see cheque cashing.
What do I need to bring with me to cash a cheque?
- I.D.
- Valid cheque payable to you or your business
- Business registration papers (for cheques made payable to your company only)
- SIN card required (for cheques made payable to your company only)
For more information please see cheque cashing.
